Housen.ca
Ontario Pre-Construction Guides & Insights
Plain language answers on HST rebates, assignment sales, deposit structures, Tarion warranty, and how cities across the GTA compare, written for buyers considering a pre-construction home.
processWhat Is VIP / Platinum Access in Pre-Construction?VIP or platinum access in pre-construction is early access to a builder's price list, floor plans, and unit allocation in the first release, before the public. Here is exactly what you get, whether it costs anything, and how to get in.
Move-In Ready vs Pre-Construction: Which Is Right for You?
A move-in-ready home is finished and closes in weeks with known costs. A pre-construction home is built from plans over one to three years, with early pricing and customization but a moving closing date. Here is how to choose.
Condo vs Townhouse in the GTA: Which Should You Buy?
In the GTA, a condo apartment is usually the lower-priced, lower-maintenance choice, while a townhouse gives you more space and often your own front door. The real fork is the ownership type, not the building shape. Here is how to decide.
Closing Costs on a Pre-Construction Home in Ontario
Closing costs on a pre-construction home in Ontario usually add about 3 to 5 percent on top of the price, and often more on a condo. Here is every line item, why the builder's contract drives the number, and how to budget for it.
Tarion Warranty Explained: What New-Home Buyers in Ontario Actually Get
Every new home built in Ontario carries a mandatory builder warranty backed by Tarion: deposit protection and delayed closing coverage before you move in, then 1, 2, and 7 year coverage after possession. Here is what each layer actually covers.
Pre-Construction Deposit Structures in Ontario, Explained
A deposit structure is the schedule of instalments a builder collects between signing and closing, usually 15 to 20% of the price on a condo. Here is how the schedules work, where the money sits, and how Tarion protects it.
What Is an Assignment Sale? How They Work in Ontario
An assignment sale is the sale of a purchase contract, not a finished home. Here is how assignments actually work in Ontario, including builder consent, fees, HST, and what both sides should verify before signing.